加拿大降息了，固定利率2年,3年的平均能拿到多少？

zzz5000 · 发表于 2024-6-5 10:30:26

降息了，浮动利率一般能拿到多少？固定利率2年,3年的一般能拿到多少？不说最低，只说一般情况。昨天多伦多，浮动利率是p-0.7，固定利率是3年5.19，考虑到今后会降低利率的背景应该选哪个呢？是不是通常还是应该选浮动利率？但是浮动利率现在比固定3年的要高不少, 即使以后能省利息，选浮动现在月付肯定多不少

bowser.jr · 发表于 2024-8-3 09:40:08

I would keep it variable at 6.12, the monthly payment will be very high for a year, however we are heading for steep cuts. Either option will roughly work out to the same, but the cost of breaking the fixed one is the deciding factor.

Sappyguy69 · 发表于 2024-8-20 17:00:25

Go find a good mortgage broker. They'll find a better deal than what you'll get at your bank.

gary88388 · 发表于 2024-8-20 22:26:36

Asked rbc recently, 3 years fixed is only 6 percent. Not attractive at all

bowser.jr · 发表于 4 天前

Another interest cut today!

notatmywatch · 发表于 3 天前

Goona renew mine soon too. Got an offer for 5.75% from BMO. Probably will wait a bit more abd see

bowser.jr · 发表于 11 小时前

It is my hope 1 more cut comes this year at the least to 5.5%

		自动登录	找回密码
密码			立即注册

[多倫多 Toronto] 加拿大降息了， 固定利率2年,3年的平均能拿到多少？

[多倫多 Toronto] 加拿大降息了，固定利率2年,3年的平均能拿到多少？