手头有40w，是买townhouse还是condo呢 ？

rkim

First know your reason why you want to "buy"  TH or Condo.

If it is for investment because your expectation is that the "investment" will rise in price, then you need to know it is not a good idea.

If buying for rental income and that you need a mortgage, it will not be an income. Instead it will be negative cashflow.

If buying for rental income and that you do not need a mortgage to do that, it works but the return will be lower than receiving high interest products like MIC that can give you 8% hassle free.

Of course, buy a shitty run down place and use that to do some grey area biz like growing pots, etc. means that is just part of a very profitable biz ...

wisewolf

可以考虑在一些二三线城市买house

model3

TH吧。毕竟未来比较缺的还是low rise而不是high rise

star2020

感觉condo爆水管的几率比较高，维护费用更大。

ABEIJINGMAN

towhouse如果长期看涨幅会大一些吧

superstars

Condos seems to be reducing right now, so it is good chance to purchase a condo at better price.

zuminic

不如考虑一下reits 吧，流动性又高。实体的话， 40W还得借钱才凑够一间，息口太高；cap rate又低