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发表于 2023-9-18 09:23:26
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RRSP is a shit investment vehicle later on in life, parents have RRSP and taking them out reduces their other income, and you pay RRSP like employment income, so technically all the "TAX FREE" capital gains and dividends you make in RRSP will later on be fully taxed as employment income. It's a trap IMHO. I have 200k in RRSP that I'm trying to get out but have to wait for a future year where I have very low/no income, TFSA is waaay better, I stopped buying RRSP long a while back. |
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